What Are HUD Owned Homes?
A HUD Owned Home is a 1-to-4 unit residential property acquired by the U.S. Department of Housing and Urban Development (HUD) as a result of a foreclosure on an FHA-insured mortgage. When a homeowner with an FHA loan is unable to make mortgage payments, the lender forecloses and HUD takes ownership — then offers the property for sale to recover the loss.
HUD Owned Homes are sold through the official HUDHomeStore.gov website and may represent excellent value opportunities for eligible buyers.
Who Can Benefit From a HUD Home?
- First-time home buyers seeking value-priced properties
- Buyers using FHA financing
- Real estate investors
- Buyers seeking below-market opportunities
- Good Neighbor Next Door program participants (law enforcement, teachers, EMTs, firefighters)
Why Use Cornwall Realty for Your HUD Home Purchase?
Not every broker is registered to represent buyers in HUD home purchases. Cornwall Realty, LLC is a Government Authorized HUD Broker (NAID #CRNWLL0559) — meaning we are fully registered and certified to submit electronic bids on HUDHomeStore.gov and represent buyers throughout the HUD purchase process in Massachusetts and New Hampshire.
How the HUD Home Buying Process Works
Get Pre-Approved
Obtain financing pre-approval before submitting a bid.
Search Properties
Browse available HUD Owned Homes on HUDHomeStore.gov.
Contact Cornwall Realty
Reach out before bidding — we guide your entire strategy.
Submit Your Bid
Your registered HUD broker submits your bid electronically.
HUD Reviews Bids
HUD accepts the highest eligible offer submitted.
Close on Your Home
We manage all details through to a successful closing.
🔍 Search HUD Owned Homes
Search all currently available HUD Owned properties nationwide on the official HUD Home Store website.
Cornwall Realty is not affiliated with, endorsed by, or acting as an agent of the U.S. Department of Housing and Urban Development or any government agency. Equal Housing Opportunity.
Important HUD Advertising Disclosure
Cornwall Realty, LLC is a registered HUD broker and is not affiliated with, endorsed by, or acting as an agent of HUD or any Asset Manager. All HUD Owned Home properties are identified as "HUD Owned." Cornwall Realty, LLC does not represent any listing as exclusive. We are pledged to the letter and spirit of the U.S. policy for equal housing opportunity.
🏛️ Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.